Indexed Universal Life Insurance Policy Fraud
100% Confidential.

Were you sold an indexed universal life insurance (IUL) policy as a “retirement plan” or “tax-free investment”?

We’re investigating IUL policies that may have been misrepresented as retirement solutions. This short quiz will help us understand if your situation qualifies for a potential legal claim. It only takes about 60 seconds.

Fighting Back Against Deceptive IUL Sellers

An indexed universal life insurance policy (IUL) is a type of insurance policy that follows stock market indexes. They are often sold deceptively as a tax-free, no-risk way to invest, with the option to cash out whenever you want. However, they come with a mountain of setup fees, and should you decide to cash out, you will be forced to pay more fees to the provider. These fees are often enough to make it so that buyers are losing significantly on the so-called investments they believed they were making.

For most people, it does not make sense to purchase an IUL. Nevertheless, insurers and financial institutions are increasingly offering IUL products because they are able to profit off of them more than traditional life insurance policies. There are many tactics IUL sellers use to deceive buyers into buying an unsuitable product, including lying about what the IUL is, promising more than it can ever deliver, and omitting detailed discussions of their risks.

If you were sold an IUL policy after 2011 that did not live up to its promises, you are not alone. Our attorneys help people in your position every day. Take the questionnaire on this page to instantly find out if we can help you seek compensation for the deceptive trade practices your financial institution has employed against you. If your policy was sold before 2012, it unfortunately is not eligible for review. This action does not apply to traditional Universal Life or Whole Life policies.

At Rikard & Protopapas, our mission is to secure meaningful compensation for those who have been wronged by the negligent acts of others. We know that severe injury or being taken advantage of often leaves families crushed and with financial burdens. Our personal injury attorneys combine decades of experience and diverse backgrounds to create a trusted, well-rounded law practice. In times of uncertainty, you need support you can depend on. Let us protect you.

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